Pre Existing Medical Conditions

If you have pre existing medical conditions, you may be struggling to get a standard quote for cover from insurance providers. However, this does not mean that you will not be able to get cover. You will require a specialist provider to insure you on your holiday. Although this may prove a little more expensive than the quotes for most standard insurances quotes, you will find there are plenty of specialists available to help with your cover, therefore allowing you to search and shop around for the best cover at the best price for you.

If you are a pensioner with a pre existing medical condition, you will find you premium more expensive than on previous trips. Almost all situations and conditions can be covered, but be realistic. Travel can be very taxing on the body, even if the holiday itself is quite holistic. Bear this in mind when making your travel bookings.

Many online sites will provide you a free and instant online quote even if you are aware of previous health problems.

It’s important during any insurance claim to be completely upfront and honest about your health, circumstances and trip details, however, if you have a pre existing medical condition and you require cover, it is imperative that you provide full and detailed information to the insurance company, about your health, any medication, and planned activities that you have in mind for your trip.

You will often find that your cover will come with a range of other benefits included for the slightly higher rice, in some events giving you a fair better deal than if you didn’t have the health complaint! One benefit, for example, would be the recovery of your holiday fee in the event of the financial collapse of your chosen holiday provider. Often though, it is not the holiday provider that suffers, and more often it is the airline or carrier, so be sure to check that these are covered in this benefit too.

Before you travel abroad, you should consider looking at the website for the Foreign and Commonwealth Office. This site will have plenty of tips and advice for people travelling with previous health issues, and will provide advice on the best way to travel safely.
A holiday can be a revitalising experience, and can do wonders for those looking to heal, whether it’s mentally or physically. Don’t let your health deter you from travelling, but do make sure you have the right cover to avoid any unnecessary stress.

Life Insurance, Travel Insurance